Privacy Policy for Finance Calci

Effective Date: November 16, 2025

Last Updated: November 16, 2025

Finance Calci ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Finance Calci (the "App"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the App.

1. Information We Collect

1.1 Information You Provide

Finance Calci does not require user registration or account creation. The App operates entirely offline and does not collect or transmit any personally identifiable information (PII).

1.2 Automatically Collected Information

We do not automatically collect any information about your device or usage patterns. All calculations and data are stored locally on your device.

1.3 Calculation Data

All financial calculations (SIP, EMI, FD, RD, etc.) are performed locally on your device
No calculation data is transmitted to external servers
Saved calculations are stored only in your device's local storage using Room Database
You have full control to delete any saved calculations at any time

2. Third-Party Services

2.1 Google AdMob

Finance Calci displays advertisements through Google AdMob. AdMob may collect certain information to serve personalized ads. This information may include:

Device advertising ID (resettable in your device settings)
IP address
Device information (model, OS version)
Ad interaction data

For more information about how Google uses data, please review Google's Privacy Policy at https://policies.google.com/privacy

You can opt-out of personalized advertising by adjusting your device's ad settings:

Android: Settings → Google → Ads → Opt out of Ads Personalization

2.2 Google Play Services

The App uses Google Play Services which may collect information as described in Google's Privacy Policy.

3. How We Use Your Information

Since Finance Calci does not collect personal information, we do not use your data for any purpose. All calculations are performed locally on your device for your personal use only.

4. Data Storage and Security

4.1 Local Storage

All calculation data is stored locally on your device using Android's Room Database
Theme preferences (dark/light mode) are stored locally using DataStore Preferences
No data is backed up to cloud services unless you enable Android's built-in backup feature

4.2 Data Security

We implement reasonable security measures to protect locally stored data
Data is stored in the App's private storage area, accessible only by the App
If you uninstall the App, all locally stored data will be deleted from your device

5. Data Sharing and Disclosure

We do not share, sell, rent, or trade any user information with third parties because we do not collect any personal information. The only third-party service that may collect data is Google AdMob for advertising purposes as described in Section 2.1.

6. Children's Privacy

Finance Calci does not knowingly collect any information from children under the age of 13. The App is designed for general audiences and does not target children. If you are a parent or guardian and believe your child has provided information through the App, please contact us.

7. Your Data Rights

Since all data is stored locally on your device, you have complete control:

Access: You can view all your saved calculations within the App
Delete: You can delete individual calculations or clear all data
Export: You can share your calculation results through the share feature
Complete Removal: Uninstalling the App will permanently delete all locally stored data

8. Permissions

The App requires the following permissions:

Internet Access (android.permission.INTERNET): Required to display AdMob advertisements
Network State (android.permission.ACCESS_NETWORK_STATE): Required to check network connectivity for ad loading

No other sensitive permissions are requested or used.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Analytics and Tracking

Finance Calci does not use any analytics or tracking services. We do not monitor your app usage, screen views, or interactions.

11. International Data Transfers

Since no personal data is collected or transmitted by the App, there are no international data transfers. AdMob may transfer data as per Google's policies.

12. Consent

By using Finance Calci, you consent to this Privacy Policy and agree to its terms. If you do not agree to this policy, please do not use the App.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or the App's privacy practices, please contact us:

Developer: Anuj Tirkey
Email: anujwork34@gmail.com
Phone: +91 6261934057

14. Disclaimer

Finance Calci is a financial calculator tool designed for informational and educational purposes only. All calculations are performed locally and are based on standard mathematical formulas. We do not guarantee the accuracy of calculations and recommend consulting with a qualified financial advisor before making any financial decisions.